The last quarter of the year is an ideal time to consider year-end tax planning strategies to potentially reduce your taxes and help you achieve your long-term financial goals. Review the checklist below and consider which strategies apply to your personal situation.

You’ve likely seen headlines about the government shutdown and the political discussions surrounding it. While these events often capture significant media attention and may raise concerns, it’s important for investors—especially those planning for or living in retirement—to keep the broader perspective in mind.

The sequence-of-returns risk refers to the uncertainty of the order of returns an investor will receive over an extended period of time.