Global conflict headlines can spark fear—but history tells a different story. While the latest developments in the Middle East are unsettling, markets rarely panic for long. In the latest Market Insights, see how past geopolitical tensions have influenced markets—and why long-term investors may want to stay focused on fundamentals rather than the news cycle.

It’s easy to compare your early financial chapter to someone else’s success story, but real wealth takes time, patience, and consistent effort. Stay focused on your own journey, and if you’d like guidance building toward your “chapter 50,” contact our team or me to get started.

This post breaks down the new Trump Accounts for Kids, a recently introduced savings option beginning in 2026 under the One Big Beautiful Bill Act. We explain how these accounts work, who qualifies, and how they compare with existing tools like 529 plans, UTMAs, and Roth IRAs for children. Whether you’re a parent, grandparent, or guardian, understanding these new accounts can help you prepare early for a child’s financial future.

In our 20s, we often believe we have endless time to figure things out and make mistakes. Looking back, I wish I had known more about financial stability and the importance of money management as a young adult. mistakes. Here are a few things that I wish I would have known about financial planning in my 20s:

Read up on Alex Miller’s latest Beautifully Frugal blog in which she offers insights on how to utilize a sinking fund, what a ‘no spend month’ looks like, and new ways to challenge yourself.

This month, Alex provides a blueprint to consider when planning your holiday budget, along with a few tips to help you enjoy the holiday season while saving.

Stocks have hit record highs, sparking renewed debate about whether strong profits can justify these elevated valuations. Unlike past booms, today’s largest companies are profitable and financially stable, yet risks remain if earnings falter. Recent data highlights continued strength in bank earnings and consumer spending, while tech giants face new challenges powering the future of AI.

The last quarter of the year is an ideal time to consider year-end tax planning strategies to potentially reduce your taxes and help you achieve your long-term financial goals. Review the checklist below and consider which strategies apply to your personal situation.