Stocks have hit record highs, sparking renewed debate about whether strong profits can justify these elevated valuations. Unlike past booms, today’s largest companies are profitable and financially stable, yet risks remain if earnings falter. Recent data highlights continued strength in bank earnings and consumer spending, while tech giants face new challenges powering the future of AI.

The last quarter of the year is an ideal time to consider year-end tax planning strategies to potentially reduce your taxes and help you achieve your long-term financial goals. Review the checklist below and consider which strategies apply to your personal situation.

You’ve likely seen headlines about the government shutdown and the political discussions surrounding it. While these events often capture significant media attention and may raise concerns, it’s important for investors—especially those planning for or living in retirement—to keep the broader perspective in mind.